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The government has maintained all Post Office small savings scheme rates for the January–March 2025 quarter. PPF remains at 7.1%, Senior Citizens Savings Scheme (SCSS) at 8.2%, Sukanya Samriddhi Yojana at 8.0%, and NSC at 7.7%, offering strong guaranteed returns in an evolving interest rate environment.
LIC's newest non-linked, non-participating individual savings life insurance plan guarantees lifetime additions at 10% per year, making it ideal for long-term security seekers.
Jaipur's property market registered 11% annual price appreciation in FY2025, with Sanganer, Mansarovar Extension, and Ajmer Road emerging as the hottest investment corridors due to infrastructure upgrades.
Indian equity markets saw renewed optimism as Foreign Institutional Investors (FIIs) turned net buyers in February 2025. Sensex bounced to 73,500 zone while Nifty held above 22,200, driven by strong Q3 earnings from BFSI and IT sectors.
In a major boost to the economy, RBI reduced the repo rate by 25 basis points to 6.25% in February 2025. This move is expected to lower home loan, auto loan, and business loan EMIs, and boost investment activity across sectors.
The Post Office Monthly Income Scheme (MIS) with its 7.4% annual return continues to attract retired investors. Joint accounts can invest up to ₹9 lakh, offering a guaranteed fixed monthly income — ideal for senior citizens seeking a steady payout.
With Phase 2 of the Jaipur Metro targeting new routes through Mansarovar, Vaishali Nagar, and Civil Lines, property analysts predict 25–35% value appreciation in adjacent micro-markets over the next 3–4 years.
Mediclaim premiums across major insurers rose 10–15% in FY2025. Experts recommend porting policies, opting for family floater plans, and adding super top-ups to maximise coverage while keeping premiums affordable.
Gold prices soared to record highs amid global uncertainty and a weakening dollar. Financial advisors suggest allocating 10–15% of portfolio to gold via Sovereign Gold Bonds (SGBs) or Gold ETFs for optimal risk-adjusted returns.
Finance Minister Nirmala Sitharaman's Budget 2025 introduced a historic relief for salaried taxpayers — no income tax for annual income up to ₹12 lakh under the new regime. The move is expected to increase disposable income, spending, and investment capacity for crores of Indian families, creating a ripple effect across savings schemes, insurance uptake, and real estate demand.
In a landmark move for senior citizens, the government raised the SCSS (Senior Citizens Savings Scheme) investment limit from ₹15 lakh to ₹30 lakh. At 8.2% per annum paid quarterly, this makes SCSS one of the highest-returning safe investments for retirees.