Frequently Asked Questions

POORNAYU is Jaipur's premier investment consulting hub. We help individuals and families grow and protect their wealth through Post Office savings schemes, insurance policies, real estate advisory, and alternative investments. Our services are fully compliant, transparent, and personalised to every client.

Yes, absolutely! Your first consultation is 100% free with no obligation. We believe everyone deserves access to good financial guidance before committing to any investment. Call us, WhatsApp, or visit our Sanganer office.

We assist with all major schemes: PPF (7.1% p.a.), NSC (7.7% p.a.), Sukanya Samriddhi Yojana (8.0% p.a.) for girl children, Senior Citizens Savings Scheme (8.2% p.a.), Kisan Vikas Patra, and Monthly Income Scheme. All are government-backed with guaranteed returns.

Investment minimums vary by scheme. Post Office savings can start from as low as ₹500/month. We work with every budget — our advisors will find the right plan matching your income level, goals, and risk tolerance.

We compare top plans from Star, HDFC Ergo, Care Health, Niva Bupa and others — finding the best coverage at the most competitive premium. We also provide complete claim assistance support, so you never have to deal with the insurer alone during a medical emergency.

Yes! We handle car and two-wheeler insurance renewals, new policies, claim assistance, and remind you before renewal deadlines so you never lose your No Claim Bonus (NCB) benefits. Zero Depreciation and Bumper-to-Bumper options are also available.

Our primary expertise is Jaipur and Rajasthan. We also have trusted network partners for NCR (Delhi/Noida/Gurgaon). We provide comprehensive market analysis, yield calculations, and help identify properties with the best long-term appreciation potential.

Generally you'll need: Aadhaar card, PAN card, bank passbook/cancelled cheque, passport-size photographs, and income proof for certain schemes. Our team guides you through the exact documentation for whichever service you choose — no confusion, no hassle.

Yes! While we have a physical office in Sanganer, Jaipur, we also offer WhatsApp consultations, video calls, and can process many services remotely. Contact us via WhatsApp at +91 94140 42187 to begin your journey from anywhere.

We follow a fully transparent model. For insurance products, we earn standard industry commissions from insurers — no extra charge to you. For investment advisory, consultation fees are clearly disclosed upfront. We never recommend products based on commission; only on what's best for your goals.